EOS Newsroom

Hamburg, 10 June 2026

• New joint facility of EUR 400 million to resolve non-performing loans
• Investments in Bosnia and Herzegovina, Bulgaria, Croatia, Poland, Romania, and Serbia
• Cooperation stabilizes local financial systems through NPL resolution and bridge loans

EOS Group and the International Finance Corporation (IFC), a member of the World Bank Group, have deepened their strategic collaboration for three more years. A new EUR 400 million investment sum aims at further strengthening financial stability across Eastern Europe through the acquisition of non-performing loans (NPLs) and bridge loans in Croatia, Serbia, Romania, Bosnia and Herzegovina, Poland, and Bulgaria. This helps both consumers and financial institutions restore their creditworthiness and strengthens the respective country's banking sector, all in line with the IFC's environmental and social standards.

At the core of this partnership lies the collaboratively developed Environmental and Social Management System (ESMS). This comprehensive guideline enables EOS employees to thoroughly assess the social and environmental consequences of an NPL purchase throughout the entire acquisition process. From initial due diligence to investment completion and subsequent receivables management, the ESMS ensures all transactions meet stringent criteria. Crucially, if transparency is lacking or sellers do not provide sufficient information, particularly concerning potential environmental risks, the purchase is declined. EOS experts draw on long-standing experience to evaluate properties and potential impacts.

"Resolving non-performing loans is essential for financial systems ensuring a stable economy. Our extended partnership with the IFC allows us to actively drive this — responsibly acquiring NPLs to strengthen banking sectors and free up capital. This approach directly contributes to financial health and stability for individuals and economies across Eastern Europe," says Carsten Tidow, Member of the Board of Directors of the EOS Group, responsible for Eastern Europe.

The partnership with the IFC aligns with the EOS Group’s commitment to sustainable business practices and its Corporate Responsibility Strategy For EOS, managing environmental and social impacts, along with responsible procurement, is crucial for sustainable value creation.

IFC — a member of the World Bank Group — is the largest global development institution focused on the private sector in emerging markets. We work in more than 100 countries, using our capital, expertise, and influence to create markets and opportunities in developing countries. In fiscal year 2025, IFC committed a record $71.7 billion to private companies and financial institutions in developing countries, leveraging private sector solutions and mobilizing private capital to create a world free of poverty on a livable planet. For more information, visit www.ifc.org.

The EOS Group is a leading technology-driven investor in receivables portfolios and an expert in the processing of outstanding receivables. With over 50 years of experience and offices in more than 20 countries, EOS offers smart services for receivables management worldwide. Its key target sectors are banking, real estate, telecommunications, utilities, and e-commerce. EOS employs more than 6,000 people and is part of Otto Group.

Further information about the EOS Group: eos-solutions.com