Knowing what moves the economy and society: That is our claim for the market and consumer studies of EOS. Our studies, which we produce together with renowned market research institutes, offer exciting facts about customer payment behavior, payment methods, digitalization and the benefits of data.
01
EOS Consumer Study 2023
EOS Consumer Study 2023: Is the inflation crisis set to become a debt crisis?
First the Covid-19 pandemic, now record-breaking inflation and an energy crisis: Times have been tough recently, for companies as well as for us as humans. How have consumers in Europe experienced recent months? The “Europeans in Financial Trouble?” EOS Consumer Study 2023 investigated how consumption patterns and payment behaviors are changing in the current economic situation.
For the survey, a total of 7,729 consumers aged between 18 and 65 from 13 European countries provided information about their financial situation. The survey took the form of an online questionnaire and was completed between February 3-9, 2023.
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Accept"Europeans in financial trouble?" EOS Consumer Study 2023
"Europeans in financial trouble?" EOS Consumer Study 2023
EOS Study: One in five people are taking on debt as a result of inflation.
How have rising prices affected the financial situation of consumers? An EOS study reveals that many people have had to take on debt to compensate for inflation.
EOS survey: Young people want more financial education.
Do you think young people have no desire to deal with their own finances? As a recent survey shows, this is certainly not the case. The level of interest is great – as are their fears for the future.
Who saves more, who makes decisions more confidently, and who has greater financial reserves? An EOS study reveals how differently men and women handle financial issues – and suggests possible reasons.
The latest survey by EOS with insights and assessments from 3,200 financial executives.
EOS Survey “European Payment Practices 2022”: Companies need to step up the pace of their digitalization efforts.
Europe’s companies need to act. Because the payment practices of customers are worse than ever. At the same time, new technologies and social changes are challenging conventional processes and business models.
What are companies doing so as not to miss the boat? How are they making their receivables management more efficient? How data-driven are their decisions – and what is the role of artificial intelligence in this context?
The survey “European Payment Practices”, which EOS conducted in 2022 for the 13th time, provides the answers to these and other questions.
How Europe’s companies are counteracting bad debts.
For many European companies, their existence is at stake, as a growing number of customers are paying their bills late or not paying them at all. And many financial executives fear that the situation is going to get even worse in future. Read here how companies are fighting back by outsourcing their receivables management and about the role played by new digital payment methods.
In 2022, the proportion of receivables in Europe that were paid late or were unrecoverable was 21 percent.
percent
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European Payment Practices 2022: Survey structure
Respondents
Between March 4 and April 19, 2022, telephone interviews were conducted with 3,200 financial executives from companies with an annual turnover each of at least €5 million.
Countries
16 countries from Western and Eastern Europe: Belgium, Bulgaria, Croatia, Czech Republic, Denmark, France, Germany, Greece, Hungary, Poland, Romania, Slovakia, Slovenia, Spain, Switzerland and the UK.
Survey
Since 2007, the EOS survey “European Payment Practices” has evaluated the mood of the international economy. In 2022 it appears for the 13th time.
03
EOS Chatbot Survey 2021
How do companies use chatbots?
More and more companies in Europe are using chatbots.
The technology offers a lot of potential for communication and thus benefits not just companies and customers, but employees as well.
Two out of three companies in Europe are already using chatbots. The results of the recent Chatbot Survey 2021 by the EOS Group provide fascinating insights into how chatbots are currently being used and what expectations will be imposed on them in the future.
Another five percent of companies plan to introduce a chatbot in the next 12 months.
months
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EOS Chatbot Survey 2021: Survey structure
Respondents
2,800 companies from 14 European countries
Companies in the B2C segment, with a minimum workforce of 20 and annual revenue of at least €5 million (with the exception of Croatia)
200 computer-assisted phone interviews per country
Countries
Germany, Denmark, Belgium, Switzerland, Spain, France, Poland, Slovakia, Slovenia, Croatia, Hungary, Bulgaria, Romania and Russia.
Survey
Kantar, a leading international market research institute.
04
EOS survey 2021 "Covid-19 Financial Report"
The financial situation of Romanian consumers is deteriorating as a consequence of Covid-19.
One in four Romanians has incurred excessive debt since the outbreak of the pandemic.
Within a very short time, the Covid-19 pandemic has turned our lives upside down. From a financial perspective in particular, the pandemic has forced a lot of people to reconsider planned expenditures or to take on debt just to make ends meet. Romanian consumers have also felt the impact of the crisis. The Covid-19 Financial Report commissioned by the EOS Group shows that many of them have even slipped into excessive debt over the last year.
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